Saving money is one of the most important things you can do for yourself, your family and your future. At the same time, saving money is a personal choice. But if you want to save some cash, there are some simple steps you can follow from the very first day of starting to save.

In my younger days, I consider shopping for my goods as a past time.. some sort of a "me" time, where I can go out of the house and enjoy the mall ambiance and scout for goods that I need. I also didn't consider the amount I spent, even for items that I don't need.