Did you know your home insurance cover unexpected things found in your home? You might be surprised to learn that insurance providers sometimes cover extraordinary things found in your home.
Should you find an umbrella left on the roof, and it damages your roof? What about a dead bird that flew into your kitchen window? These are the unexpected items that your home insurance policy covers. With some home insurance companies or specific endorsements, these claims may be eligible for coverage under the "loss" category. It can save you from having to take claim forms or dealing with loss adjusters upon their arrival to assess the damage caused by these items.